How Much Tax Do I Pay on $100,000 in New York in 2026?
Overview
Earning $100,000 per year in New York state as a single filer in 2026, your estimated take-home pay is approximately $74,300 per year without NYC local taxes, or about $70,800 if you live in New York City and pay the additional city income tax.
Tax Breakdown for $100,000 in New York State (Single Filer, 2026)
| Tax | Annual Amount | Effective Rate |
|---|---|---|
| Federal Income Tax | $11,990 | 12.0% |
| NY State Tax | $4,769 | 4.8% |
| Social Security (6.2%) | $6,200 | 6.2% |
| Medicare (1.45%) | $1,450 | 1.5% |
| Total Tax (State only) | $24,409 | 24.4% |
| Net Pay | $75,591 | 75.6% |
If You Live in New York City
NYC residents pay an additional city income tax on top of the state tax. For a $100,000 salary:
| Tax | Additional Amount |
|---|---|
| NYC Income Tax | ~$3,534 |
| Total with NYC | $27,943 |
| Net Pay with NYC | $72,057 |
The NYC income tax has progressive brackets from 3.078% to 3.876%.
If You Live in Yonkers
Yonkers residents pay a surcharge equal to 16.75% of their New York State tax:
| Tax | Additional Amount |
|---|---|
| Yonkers Surcharge | ~$799 |
| Total with Yonkers | $25,208 |
| Net Pay with Yonkers | $74,792 |
New York vs. No-Tax States
On a $100,000 salary, you could save approximately $4,769 per year by living in a state with no income tax like Texas or Florida. However, cost of living and other factors should be considered.
Use our New York salary after tax calculator or compare states tool for personalized calculations.
